Calendar of Events http://www.kcua.coop/events/event_list.asp Fri, 24 May 2013 07:31:52 GMT Thu, 22 Aug 2013 18:00:00 GMT Copyright © 2013 Kansas Credit Union Association How NCUA's New Fair Lending Exam Procedures Affect the Frontline Webinar http://www.kcua.coop/events/event_details.asp?id=310863 http://www.kcua.coop/events/event_details.asp?id=310863 Overview:
On March 19th, the NCUA issued guidance for federal credit unions (13-FCU-02) and a new 55-page Fair Lending Guide, which address fair lending examinations and training.  The NCUA enforces three fair lending laws – Equal Credit Opportunity Act (Reg B), Home Mortgage Disclosure Act (Reg C) and the Fair Housing Act.  Could your federal credit union be selected for a fair lending exam based on these risk factors?

  • HMDA Outlier – data shows your lending practices are outside the "normal” range for pricing, denials, withdrawals, or lending terms. What’s normal?
  • Fair Lending Violations – NCUA identified fair lending findings or violations noted in recent safety and soundness exams, including compliance exceptions
  • General Compliance Risks – moderate or high-risk ratings on compliance issues received during the last safety and soundness exam
  • Other Factors – potential for higher fair-lending risk because of the volume, types, or complexity of the products and services offered; types of communities served; and if the credit union has been the subject of lending-discrimination complaints.

What do you need to know to assess your fair lending risk?  What are the most-frequent problems in fair lending exams?  Fair lending training isn't just for employees in the loan areas!  Every employee that interacts with members must understand the basic requirements of Regulation B which prohibit discouraging a member or potential borrower.  Join us to learn how to prove compliance with the new NCUA Fair Lending Guide.


Highlights:

  • How to respond when a member asks, "Do you think I'll qualify for a loan?"
  • What is an oral application under Reg B?
  • Questions you can and can’t ask
  • Comments that could discourage
  • What if you deny a member’s loan request?
  • How to handle a discrimination complaint
  • Taking and processing an application
  • The 3 types of discrimination and the 9 prohibited bases
  • The latest fair lending "hot buttons”
  • TAKE-AWAY TOOLKIT
    • Fair lending risk assessment template to determine quantity and quality of fair lending risk
    • Checklists for preventing common lending compliance mistakes in Regulation B technical compliance, including an Adverse Action Guide
    • Analysis of NCUA checklists for Reg B, Fair Housing, and HMDA and best practices to prove compliance and reduce fair-lending risk

Who Should Attend?
This informative session is designed for compliance officers, auditors, loan officers, loan assistants, loan administration staff, and anyone who interacts with members regarding a loan application. Attendance verification for CE credits provided upon request.

About the Presenter: Susan Costonis, Compliance Consulting and Training for FIs
Susan Costonis is a compliance consultant and trainer.  She specializes in compliance management along with deposit and lending regulatory training.  Most of her 34-year career was spent as a banker in several areas including lending, loan administration, electronic banking, and compliance risk management. 

Susan has written numerous training manuals and successfully managed compliance programs and exams for institutions that ranged from a community bank to large multi-state bank holding companies.  She has worked for institutions supervised by the OCC, FDIC, and Federal Reserve.  Susan has been a Certified Regulatory Compliance Manager since 1998, completed the ABA Graduate Compliance School, and graduated from the University of Akron and the Graduate Banking School of the University of Colorado.  She regularly presents to financial institution audiences in several states and "translates” complex regulations into simple concepts by using humor and real life examples.


Educational Investment:

Live Webinar Only Archive Only Live Webinar & Archive
Over $7 million


$159


$159


$179

$7 - 75 million


$139


$139


$159

Under $7 million


$79


$79


$79


Cancellation Policy: Sorry, no cancellations are allowed after connecting instructions and handout materials are distributed to registrants. Substitutions are welcomed and encouraged.

Please note: The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone.

  

]]> Thu, 30 May 2013 19:00:00 GMT Time Management QuickBite http://www.kcua.coop/events/event_details.asp?id=283337 http://www.kcua.coop/events/event_details.asp?id=283337 Overview:
In today’s workplace we are all hearing that we need to be more productive; yet many already feel over loaded with responsibilities and tasks. Some, to accomplish these task and assignments, use one tool of time management and that is the "To do list”. Despite the use of this tool, at day’s end their list is seldom completed. They find themselves feeling down and somewhat out. They become discouraged and ultimately less productive. This program will eliminate those feelings. Time is a valuable resource. It is a resource that once it is gone it’s gone. You never get it back. You must use it wisely. This program is about taking control of your time and learning how to effectively manage it.

Participants will learn skills to maximize the use of their time including the proper way to utilize a "to do list”.

Topics that will be discussed include:

  • Time management - its benefits
  • Goal setting - establishing priorities
  • Time Wasters and Maximizers
  • How do you cut your pie?
  • A plan for the future 
  • The most difficult part of time management Learning the one most important word in time

Speaker:  John Baptista’s experience combines over 35 years in the financial industry, including 30 years in management, and over three decades as a trainer and consultant. As the youngest branch manager in the history of one of the largest California Banks, John recognized early the importance of customer service. From over 2000 employees, he was ranked in the top 10% for providing the best in customer service. He has also been a lender, banker and corporate trainer with a major credit union.

Educational Investment:
Over $75 million  - $109 per telephone connection
$7-$75 million - $89 per telephone connection
Under $7 million -  $59 per telephone connection

Archive:
An audio archive is available at no additional charge and can be accessed for 60 days after the live session. Instructions on accessing the archive will be sent with your connecting instructions and confirmation.

Cancellation Policy:
Sorry, no cancellations are allowed after connecting instructions and handout materials have been sent to registrants. Substitutions are welcomed and encouraged.

 

]]> Mon, 3 Jun 2013 15:00:00 GMT Regional Compliance Updates | Topeka http://www.kcua.coop/events/event_details.asp?id=319636 http://www.kcua.coop/events/event_details.asp?id=319636 What You Will Learn:

We will review and demonstrate three new KCUA products:

  • CU Analyzer: CU Analyzer is a financial analysis tool that allows you to easily compare your financial performance to user-defined peer groups, create custom charts and graphs and package the results into PowerPoint or Excel for presentation.

  • CU Policy Pro: Credit union policy resource that allows your credit union staff to research and download a single model policy, multiple model policies or a complete policy manual.

  • InfoSight: Compliance resource system offering an up-to-date compliance calendar, comprehensive compliance research information with access to 160 topics, e-newsletters and more.

We will also review and discuss changes to:

  • Reg B - Adverse Action Notice
  • Reg V - Risk Based Pricing Notice
  • Reg Z - Credit Card Account-Opening Disclosures and Applications & Solicitations
  • Reg Z - Open-End Model Forms, ACH Rule Changes
  • FinCEN E-filing of SAR/CTR
  • CFPB Escrow Requirements under the Truth in Lending Act (Regulation Z)
  • CFPB Mortgage Loan Originator Compensation Rule
  • FTC - Final COPPA Rule
  • FinCEN Electronic Filing Required for FBAR Reports/Notices
  • Regulation E - International Remittances Final Rule

Who Should Attend:

These sessions will be geared toward managers of small credit unions, staff who supervise member service/new accounts, operations staff, compliance officers or those responsible for compliance in their credit unions.

Educational Investment:

This workshop is a dues supported event brought to you by your Kansas Credit Union Association. The educational investment is $15 per person and covers materials and refreshments.

]]> Tue, 4 Jun 2013 05:00:00 GMT Your Depositor Has Died: Actions to Take, Mistakes to Avoid Webinar http://www.kcua.coop/events/event_details.asp?id=283318 http://www.kcua.coop/events/event_details.asp?id=283318 Overview:
It could happen today — one of your depositors dies.  What should you do?  Your credit union needs to act appropriately and promptly to avoid liability.  This webinar will thoroughly explain the proper procedures and processes your credit union should follow when a depositor dies. 

Highlights:

  • Can the credit union pay checks after the death of the member?
  • Who can negotiate a check made payable to the deceased member?
  • How should survivor accounts such as payable-on-death and joint accounts be handled?
  • What if the deceased member was the sole account owner?
  • Can the decedent’s accounts be setoff for debts owed to the credit union?
  • How should the credit union deal with the decedent’s estate?
  • What if a probate estate is never opened?
  • Should you review obituaries?
  • When can Social Security funds be reclaimed from the credit union?
  • TAKE-AWAY TOOLKIT
    • Sample procedures for handling accounts of deceased members

Who Should Attend:

This informative session will be useful to all deposit operations personnel, collectors, member service representatives, compliance personnel, and managers. Attendance verification for CE credits provided upon request.

About the Presenter: Elizabeth Fast, JD, CPA, Spencer Fane Britt & Browne, LLP
Elizabeth Fast is a partner with Spencer Fane Britt & Browne LLP where she specializes in the representation of financial institutions.  Elizabeth is the head of the firm’s training division.  She received her law degree from the University of Kansas and her undergraduate degree from Pittsburg State University.  In addition, she has a Master of Business Administration degree and she is a Certified Public Accountant.  Before joining Spencer Fane, she was General Counsel, Senior Vice President, and Corporate Secretary of a $9 billion bank with more than 130 branches, where she managed all legal, regulatory, and compliance functions.  She is a member of the Missouri State Banking Board by appointment of the Governor.

 Educational Investment:

Live Webinar Only Archive Only Live Webinar & Archive
Over $7 million


$159


$159


$179

$7 - 75 million


$139


$139


$159

Under $7 million


$79


$79


$79


Cancellation Policy: Sorry, no cancellations are allowed after connecting instructions and handout materials are distributed to registrants. Substitutions are welcomed and encouraged.

Please note: The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone.

  

]]> Tue, 4 Jun 2013 19:00:00 GMT Regional Compliance Updates | Hays http://www.kcua.coop/events/event_details.asp?id=319641 http://www.kcua.coop/events/event_details.asp?id=319641 What You Will Learn:

We will review and demonstrate three new KCUA products:

  • CU Analyzer: CU Analyzer is a financial analysis tool that allows you to easily compare your financial performance to user-defined peer groups, create custom charts and graphs and package the results into PowerPoint or Excel for presentation.

 

  • CU Policy Pro: Credit union policy resource that allows your credit union staff to research and download a single model policy, multiple model policies or a complete policy manual.

 

  • InfoSight: Compliance resource system offering an up-to-date compliance calendar, comprehensive compliance research information with access to 160 topics, e-newsletters and more.


We will also review and discuss changes to:

  • Reg B - Adverse Action Notice
  • Reg V - Risk Based Pricing Notice
  • Reg Z - Credit Card Account-Opening Disclosures and Applications & Solicitations
  • Reg Z - Open-End Model Forms, ACH Rule Changes
  • FinCEN E-filing of SAR/CTR
  • CFPB Escrow Requirements under the Truth in Lending Act (Regulation Z)
  • CFPB Mortgage Loan Originator Compensation Rule
  • FTC - Final COPPA Rule
  • FinCEN Electronic Filing Required for FBAR Reports/Notices
  • Regulation E - International Remittances Final Rule

Who Should Attend:

These sessions will be geared toward managers of small credit unions, staff who supervise member service/new accounts, operations staff, compliance officers or those responsible for compliance in their credit unions.

Educational Investment:

This workshop is a dues supported event brought to you by your Kansas Credit Union Association. The educational investment is $15 per person and covers materials and refreshments.

 

]]> Wed, 5 Jun 2013 05:00:00 GMT Compliance Rules Lenders Must Know Webinar http://www.kcua.coop/events/event_details.asp?id=283319 http://www.kcua.coop/events/event_details.asp?id=283319 Overview:
The pace of changes in lending regulations is unprecedented.  Do you know which regulations require annual training?  What regulations have been changed by the CFPB because of the Dodd-Frank Financial Reform Act?  Which regulations cause the most-frequent problems in passing compliance exams?  What should lenders understand about money laundering and suspicious activity in the loan process?  

Compliance training for lenders is no longer "optional” and it can reduce loss.  Flood insurance violations have increased to $2,000 per incident with NO annual limit.  HMDA data accuracy issues continue to cause civil money penalties and fair lending remains an exam focus with regulators.  This session will cover everything from Regulation B to Z and outline specific disclosures and timing requirements.  Attendees will receive checklists and guidance to help lending staff work smarter, not harder.

Highlights:

  • BSA annual training requirements for CIP in the lending area and due diligence for detecting potential money laundering activity, plus Suspicious Activity Report (SAR) basics
  • Fair lending "best practices” to mitigate the risk factors in underwriting, pricing, and steering
  • Reg B requirements for the life of the loan – how to take and process an application
  • HMDA data compilation overview, common problems, and best practices
  • Flood requirements overview, including triggering events and coverage calculations
  • Most-common errors in consumer real estate secured loans and how to prevent them
  • Red Flags for Identity Theft and annual training requirement for the Fair Credit Reporting Act
  • TAKE-AWAY TOOLKIT
    • Matrix of 37 types of real estate secured loans (consumer and commercial) showing the required disclosures, timing, and helpful guidance
    • Matrix of suggested training topics by job function for consumer, mortgage, commercial lenders, and loan operations staff
    • Checklists to prevent common lending compliance mistakes in Regulation B (Adverse Action), HMDA, and flood, plus a rescission guidance chart
    • RESPA "cheat sheet” for applicability and common mistakes

Important Tools Provided:
This training will include the following items so that you are able to provide solid documentation for examiners:

  • Letter of attendance certification with webinar outline
  • Electronic training log
  • Quiz you can administer to measure staff learning and a separate answer key

Who Should Attend:
This informative session is designed for compliance officers, auditors, loan officers, loan assistants, and loan administration staff.  This webinar will benefit both new lenders and experienced lenders as a review of existing requirements. All registrants will receive the attendance certification and training log, regardless of whether they attend the live or archived version. Attendance verification for CE credits provided upon request.

About the Presenter: Susan Costonis, Compliance Consulting and Training for FIs
Susan Costonis is a compliance consultant and trainer.  She specializes in compliance management along with deposit and lending regulatory training.  Most of her 34-year career was spent as a banker in several areas including lending, loan administration, electronic banking, and compliance risk management. 

Susan has written numerous training manuals and successfully managed compliance programs and exams for institutions that ranged from a community bank to large multi-state bank holding companies.  She has worked for institutions supervised by the OCC, FDIC, and Federal Reserve.  Susan has been a Certified Regulatory Compliance Manager since 1998, completed the ABA Graduate Compliance School, and graduated from the University of Akron and the Graduate Banking School of the University of Colorado.  She regularly presents to financial institution audiences in several states and "translates” complex regulations into simple concepts by using humor and real life examples.


Educational Investment:
Live Webinar Only Archive Only Live Webinar & Archive
Over $7 million


$159


$159


$179

$7 - 75 million


$139


$139


$159

Under $7 million


$79


$79


$79


Cancellation Policy: Sorry, no cancellations are allowed after connecting instructions and handout materials are distributed to registrants. Substitutions are welcomed and encouraged.

Please note: The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone.

  

]]> Wed, 5 Jun 2013 19:00:00 GMT Regional Compliance Updates | Manhattan http://www.kcua.coop/events/event_details.asp?id=319644 http://www.kcua.coop/events/event_details.asp?id=319644 What You Will Learn:

 We will review and demonstrate three new KCUA products:

  • CU Analyzer: CU Analyzer is a financial analysis tool that allows you to easily compare your financial performance to user-defined peer groups, create custom charts and graphs and package the results into PowerPoint or Excel for presentation.

  • CU Policy Pro: Credit union policy resource that allows your credit union staff to research and download a single model policy, multiple model policies or a complete policy manual.

  • InfoSight: Compliance resource system offering an up-to-date compliance calendar, comprehensive compliance research information with access to 160 topics, e-newsletters and more.

We will also review and discuss changes to:

  • Reg B - Adverse Action Notice
  • Reg V - Risk Based Pricing Notice
  • Reg Z - Credit Card Account-Opening Disclosures and Applications & Solicitations
  • Reg Z - Open-End Model Forms, ACH Rule Changes
  • FinCEN E-filing of SAR/CTR
  • CFPB Escrow Requirements under the Truth in Lending Act (Regulation Z)
  • CFPB Mortgage Loan Originator Compensation Rule
  • FTC - Final COPPA Rule
  • FinCEN Electronic Filing Required for FBAR Reports/Notices
  • Regulation E - International Remittances Final Rule

Who Should Attend:

These sessions will be geared toward managers of small credit unions, staff who supervise member service/new accounts, operations staff, compliance officers or those responsible for compliance in their credit unions.

Educational Investment:

This workshop is a dues supported event brought to you by your Kansas Credit Union Association. The educational investment is $15 per person and covers materials and refreshments.

 

]]> Thu, 6 Jun 2013 05:00:00 GMT Reg E QuickBite http://www.kcua.coop/events/event_details.asp?id=283338 http://www.kcua.coop/events/event_details.asp?id=283338 Overview:
Billions of electronic transactions travel through our industry every day, week and month.  Regulation E (the Electronic Funds Transfer Act) was implemented to maintain control of this complex operations area while keeping consumers informed of these transactions on their accounts.   The importance of understanding Regulation E and the transactions it governs had become increasingly important, especially with new changes made and proposed by the Consumer Financial Protection Bureau (CFPB).Join us as we explore the present regulation and proposed changes to include:

Regulation Fundamentals

  • Disclosures
  • Access Devices
  • Debit Card Error Resolution and Member Complaints
  • Electronic Funds Transfers
  • Overdraft – Debit Card Transactions
  • Cards – Payroll, Gift and Other

Changes under CFPB

  • Final Remittance Rule
  • Debit Card Fraud Rules
  • Safe Harbor

Who Should Attend?
Managers and supervisors in these departments:  Compliance; Member Service; Operations ; Marketing; Business Development.

Speaker: Steve Gibbs manages Shared Compliance Resources (SCR), a program he developed and began over 6 years ago to provide compliance consulting and support to credit unions in the form of a "time share” format.  SCR is a division of Credit Union Resources, Inc and the Texas Credit Union League (TCUL).  His career of over 30 years in the financial industry includes service with the Federal Reserve Bank of Dallas, the Federal Home Loan Bank of Dallas (Office of Thrift Supervision - "OTS”), and the Federal Deposit Insurance Corporation (FDIC), where he achieved professional designations and awards. Steve holds CUNA’s Credit Union Compliance Expert (CUCE) and Bank Secrecy Act Compliance Specialist (BSACS) certifications. 

Educational Investment:
Over $75 million  - $109 per telephone connection
$7-$75 million - $89 per telephone connection
Under $7 million -  $59 per telephone connection

Archive:
An audio archive is available at no additional charge and can be accessed for 60 days after the live session. Instructions on accessing the archive will be sent with your connecting instructions and confirmation.

Cancellation Policy:
Sorry, no cancellations are allowed after connecting instructions and handout materials have been sent to registrants. Substitutions are welcomed and encouraged.

 

]]> Thu, 6 Jun 2013 15:00:00 GMT Account Card Mistakes & How They Affect Members Webinar http://www.kcua.coop/events/event_details.asp?id=283320 http://www.kcua.coop/events/event_details.asp?id=283320 Overview:
How important is the account signature card that you have members complete?  Believe it or not, that simple card is crucial!  It defines the parties on the account and their rights.  Coupled with the account agreement and disclosures, it creates a contract between the credit union and those accountholders.  Using the wrong card for the type of account can lead to improper handling – even to the point of litigation.  This important session is designed to answer key questions that arise on accounts for minors, business and fiduciary accounts, and regular consumer accounts.

Highlights:

  • Understand the account types available and when special account cards are needed
  • The importance of properly completing the card before the account is opened
  • Potential effects of not treating account cards like contracts
  • Help members and joint owners understand the different accounts your credit union offers based on your account cards
  • Remedies for account card mistakes
  • TAKE-AWAY TOOLKIT
    • Account type guide and checklist

Who Should Attend?
This informative session is designed for membership officers, new account representatives, branch managers, tellers, financial service representatives, compliance officers, and anyone responsible for opening, closing or changing ownership on accounts. Attendance verification for CE credits provided upon request.

About the Presenter: Mary-Lou Heighes, CUCE, Compliance Plus, Inc
Mary-Lou Heighes is President and founder of Compliance Plus, Inc.  Involved in the credit union movement since 1989, she spent 5 years working in credit unions in almost every position, including loan officer, marketer, and collector.  She also worked at the California Credit Union League for 7 years, providing compliance assistance and advising credit unions of regulatory changes.  While at the league and for several years thereafter, Mary-Lou advised on state and federal legislative issues.

Compliance Plus, Inc. was founded in 2000 to provide compliance assistance to credit unions.  Since then, Mary-Lou has helped credit unions with developing compliance programs, provided compliance training nationwide, and spoken at numerous credit union conferences throughout the country.  She has been an instructor at Regulatory Compliance Schools, conducts dozens of webinars for credit-union-related organizations throughout the country, and has written articles for Credit Union Magazine.


Educational Investment:

Live Webinar Only Archive Only Live Webinar & Archive
Over $7 million


$159


$159


$179

$7 - 75 million


$139


$139


$159

Under $7 million


$79


$79


$79


Cancellation Policy: Sorry, no cancellations are allowed after connecting instructions and handout materials are distributed to registrants. Substitutions are welcomed and encouraged.

Please note: The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone.

  

]]> Thu, 6 Jun 2013 19:00:00 GMT Regional Compliance Updates | Wichita http://www.kcua.coop/events/event_details.asp?id=320257 http://www.kcua.coop/events/event_details.asp?id=320257 What You Will Learn:

 We will review and demonstrate three new KCUA products:

  • CU Analyzer: CU Analyzer is a financial analysis tool that allows you to easily compare your financial performance to user-defined peer groups, create custom charts and graphs and package the results into PowerPoint or Excel for presentation.

  • CU Policy Pro: Credit union policy resource that allows your credit union staff to research and download a single model policy, multiple model policies or a complete policy manual.

  • InfoSight: Compliance resource system offering an up-to-date compliance calendar, comprehensive compliance research information with access to 160 topics, e-newsletters and more.

We will also review and discuss changes to:

  • Reg B - Adverse Action Notice
  • Reg V - Risk Based Pricing Notice
  • Reg Z - Credit Card Account-Opening Disclosures and Applications & Solicitations
  • Reg Z - Open-End Model Forms, ACH Rule Changes
  • FinCEN E-filing of SAR/CTR
  • CFPB Escrow Requirements under the Truth in Lending Act (Regulation Z)
  • CFPB Mortgage Loan Originator Compensation Rule
  • FTC - Final COPPA Rule
  • FinCEN Electronic Filing Required for FBAR Reports/Notices
  • Regulation E - International Remittances Final Rule

Who Should Attend:

These sessions will be geared toward managers of small credit unions, staff who supervise member service/new accounts, operations staff, compliance officers or those responsible for compliance in their credit unions.

Educational Investment:

This workshop is a dues supported event brought to you by your Kansas Credit Union Association. The educational investment is $15 per person and covers materials and refreshments.

 

]]> Tue, 11 Jun 2013 05:00:00 GMT Regional Compliance Updates | Hutchinson http://www.kcua.coop/events/event_details.asp?id=319647 http://www.kcua.coop/events/event_details.asp?id=319647 What You Will Learn:

We will review and demonstrate three new KCUA products:

  • CU Analyzer: CU Analyzer is a financial analysis tool that allows you to easily compare your financial performance to user-defined peer groups, create custom charts and graphs and package the results into PowerPoint or Excel for presentation.

  • CU Policy Pro: Credit union policy resource that allows your credit union staff to research and download a single model policy, multiple model policies or a complete policy manual.

  • InfoSight: Compliance resource system offering an up-to-date compliance calendar, comprehensive compliance research information with access to 160 topics, e-newsletters and more.

We will also review and discuss changes to:

  • Reg B - Adverse Action Notice
  • Reg V - Risk Based Pricing Notice
  • Reg Z - Credit Card Account-Opening Disclosures and Applications & Solicitations
  • Reg Z - Open-End Model Forms, ACH Rule Changes
  • FinCEN E-filing of SAR/CTR
  • CFPB Escrow Requirements under the Truth in Lending Act (Regulation Z)
  • CFPB Mortgage Loan Originator Compensation Rule
  • FTC - Final COPPA Rule
  • FinCEN Electronic Filing Required for FBAR Reports/Notices
  • Regulation E - International Remittances Final Rule

Who Should Attend:

These sessions will be geared toward managers of small credit unions, staff who supervise member service/new accounts, operations staff, compliance officers or those responsible for compliance in their credit unions.

Educational Investment:

This workshop is a dues supported event brought to you by your Kansas Credit Union Association. The educational investment is $15 per person and covers materials and refreshments.

 

]]> Wed, 12 Jun 2013 05:00:00 GMT Regional Compliance Updates | Salina http://www.kcua.coop/events/event_details.asp?id=319648 http://www.kcua.coop/events/event_details.asp?id=319648 What You Will Learn:

 We will review and demonstrate three new KCUA products:

  • CU Analyzer: CU Analyzer is a financial analysis tool that allows you to easily compare your financial performance to user-defined peer groups, create custom charts and graphs and package the results into PowerPoint or Excel for presentation.

  • CU Policy Pro: Credit union policy resource that allows your credit union staff to research and download a single model policy, multiple model policies or a complete policy manual.

  • InfoSight: Compliance resource system offering an up-to-date compliance calendar, comprehensive compliance research information with access to 160 topics, e-newsletters and more.

We will also review and discuss changes to:

  • Reg B - Adverse Action Notice
  • Reg V - Risk Based Pricing Notice
  • Reg Z - Credit Card Account-Opening Disclosures and Applications & Solicitations
  • Reg Z - Open-End Model Forms, ACH Rule Changes
  • FinCEN E-filing of SAR/CTR
  • CFPB Escrow Requirements under the Truth in Lending Act (Regulation Z)
  • CFPB Mortgage Loan Originator Compensation Rule
  • FTC - Final COPPA Rule
  • FinCEN Electronic Filing Required for FBAR Reports/Notices
  • Regulation E - International Remittances Final Rule

Who Should Attend:

These sessions will be geared toward managers of small credit unions, staff who supervise member service/new accounts, operations staff, compliance officers or those responsible for compliance in their credit unions.

Educational Investment:

This workshop is a dues supported event brought to you by your Kansas Credit Union Association. The educational investment is $15 per person and covers materials and refreshments.

 

]]> Thu, 13 Jun 2013 05:00:00 GMT Innovation & Implementation Lab Kick Off Conference http://www.kcua.coop/events/event_details.asp?id=318768 http://www.kcua.coop/events/event_details.asp?id=318768 Join us for the kick off to the Innovation & Implementation Lab as we look to inspire creativity and innovation across Kansas credit unions. We will have keynote presentations by Wil Schroter, One of America’s Most Successful Young Serial Entrepreneurs & Matt Davis, Innovation Director at Filene Research Institute .

Additionally, afternoon breakout sessions will include brainstorming activities and building a working list for the newly created Think Tank team to develop during 2013. Come ready to have a creative and interactive conference experience.

Breakfast at 9:00 a.m.
Keynote begins at 9:30 a.m.
Lunch provided

About the Presenters:

Wil Schroter
Wil Schroter is a serial entrepreneur. Wil has been named Young Entrepreneur of the Year by the U.S. Small Business Association and is has also been recognized by the Ernst and Young Entrepreneur of the Year program. He has also been named the Ohio Businessperson of the Year as well as Business First’s Top 40 under 40.

In addition to starting companies, Wil also writes about them. He is a nationally syndicated columnist for American City Business Journals where his entrepreneurial advice appears in over 40 major markets. He is a contributing columnist for Forbes as well as the author of "Go BIG or Go HOME” which details how to grow startup companies as quickly as possible.

Matt Davis
As the Director of Innovation at the Filene Research Institute, Matt Davis guides the prestigious i3 program to create new products, services, processes, and business models for credit unions. He is the author of several Filene publications, including Get in the Game: How Credit Unions Can Engage Members, Solve Problems, and Improve Skills with Game Thinking, Smart Score: Getting Credit Score and Related Education to Consumers, and Debt in Focus: Rethinking Financial Guidance.

Matt cut his credit union teeth at the $250 million Members Credit Union in Winston-Salem, North Carolina, and has spent the past nine years learning from, creating, inspiring, and implementing credit union innovation. He has been featured in Fast Company, Bloomberg Businessweek, Yahoo! Finance, Bankrate.com, and other national and international media. He was named one of the Triad Business Journal’s 40 Business Leaders Under 40 (NC), a member of Filene’s 30 Under 30 group, and the Credit Union Times' Trailblazers 40 Below. Matt is the creator of The Credit Union Warrior blog, and the co-founder of cuwatercooler.com.

Max Wolff (new speaker just added)
Max Wolff is an economist specializing in international finance and macroeconomics. Before joining Isosceles Ventures, Max spent two years as a Senior Analyst, Chief Economist at GreenCrest Capital. Prior to GreenCrest Capital, he spend four years as the senior hedge fund analyst at the Beryl Consulting Group, LLC. 

Max teaches finance and statistical research methods in the New School University’s Graduate Program in International Affairs. His financial markets and macroeconomics work appears regularly in The Wall Street Journal, Reuters, Bloomberg, The BBC, CNBC, Forbes, NPS, PBS National Business Report, The Financial Times, Russia Today TV, and Al Jazeera English. 

Location and Hotel Accommodations:

Hotel at Old Town
830 East First
Wichita, KS 67202

Reservations: (877) 265-3869

Room Rate: $115 per night plus tax

Cost to Attend:

$40 per person. This event is heavily dues supported brought to you by your Kansas Credit Union Association. Your cost is to cover the cost of food.

Registration Deadline:

Please register by Friday, June 7.

Cancellation Policy:

Cancellations received less than 72 hours prior to the seminar will result in a $25 cancellation fee. As always, substitutions are welcome and encouraged.

]]> Tue, 18 Jun 2013 05:00:00 GMT Regional Compliance Updates | Kansas City http://www.kcua.coop/events/event_details.asp?id=319650 http://www.kcua.coop/events/event_details.asp?id=319650 What You Will Learn:

We will review and demonstrate three new KCUA products:

  • CU Analyzer: CU Analyzer is a financial analysis tool that allows you to easily compare your financial performance to user-defined peer groups, create custom charts and graphs and package the results into PowerPoint or Excel for presentation.

  • CU Policy Pro: Credit union policy resource that allows your credit union staff to research and download a single model policy, multiple model policies or a complete policy manual.

  • InfoSight: Compliance resource system offering an up-to-date compliance calendar, comprehensive compliance research information with access to 160 topics, e-newsletters and more.

We will also review and discuss changes to:

  • Reg B - Adverse Action Notice
  • Reg V - Risk Based Pricing Notice
  • Reg Z - Credit Card Account-Opening Disclosures and Applications & Solicitations
  • Reg Z - Open-End Model Forms, ACH Rule Changes
  • FinCEN E-filing of SAR/CTR
  • CFPB Escrow Requirements under the Truth in Lending Act (Regulation Z)
  • CFPB Mortgage Loan Originator Compensation Rule
  • FTC - Final COPPA Rule
  • FinCEN Electronic Filing Required for FBAR Reports/Notices
  • Regulation E - International Remittances Final Rule

Who Should Attend:

These sessions will be geared toward managers of small credit unions, staff who supervise member service/new accounts, operations staff, compliance officers or those responsible for compliance in their credit unions.

Educational Investment:

This workshop is a dues supported event brought to you by your Kansas Credit Union Association. The educational investment is $15 per person and covers materials and refreshments.

 

]]> Wed, 19 Jun 2013 05:00:00 GMT RESPA QuickBite http://www.kcua.coop/events/event_details.asp?id=283342 http://www.kcua.coop/events/event_details.asp?id=283342 Overview:
Although still in the proposal stage, the changes to the Real Estate Settlement Procedures Act (RESPA) will be a huge undertaking. The combining of the RESPA Good Faith Estimate and the Advance Truth in Lending Disclosure and the HUD Settlement Statement with a new Final Truth in Lending Disclosure alone will require changes to your loan forms, data processing systems and your procedures. In addition, other contemplated changes include responding to consumer inquiries regarding servicing and escrow accounts, new tolerance levels for estimates, changes in the definition of business day, and so much more. Through this session you will learn the areas where changes are likely to occur so that you may begin the planning process.

About the Speaker: May Lou Heighes, CUCE, is President and founder of Compliance Plus, Inc. Mary-Lou has been involved in the credit union movement since 1989. She spent 5 years working in credit unions, in almost every position. Like many credit union veterans, she has worn many hats - loan officer, marketer, collector, and the all-encompassing OTHER DUTIES AS ASSIGNED.   That background made for an easy transition to the  Research and Information Department at the California Credit Union League where she spent 7 years providing compliance assistance through the Information Hotline and writing and editing TIPs bulletins advising credit unions to changes to regulations affecting credit union business.

Educational Investment:
Over $75 million  - $109 per telephone connection
$7-$75 million - $89 per telephone connection
Under $7 million -  $59 per telephone connection

Archive:
An audio archive is available at no additional charge and can be accessed for 60 days after the live session. Instructions on accessing the archive will be sent with your connecting instructions and confirmation.

Cancellation Policy:
Sorry, no cancellations are allowed after connecting instructions and handout materials have been sent to registrants. Substitutions are welcomed and encouraged.

 

]]> Wed, 19 Jun 2013 15:00:00 GMT Regional Compliance Updates | Garden City http://www.kcua.coop/events/event_details.asp?id=319651 http://www.kcua.coop/events/event_details.asp?id=319651 What You Will Learn:

 We will review and demonstrate three new KCUA products:

  • CU Analyzer: CU Analyzer is a financial analysis tool that allows you to easily compare your financial performance to user-defined peer groups, create custom charts and graphs and package the results into PowerPoint or Excel for presentation.

  • CU Policy Pro: Credit union policy resource that allows your credit union staff to research and download a single model policy, multiple model policies or a complete policy manual.

  • InfoSight: Compliance resource system offering an up-to-date compliance calendar, comprehensive compliance research information with access to 160 topics, e-newsletters and more.

We will also review and discuss changes to:

  • Reg B - Adverse Action Notice
  • Reg V - Risk Based Pricing Notice
  • Reg Z - Credit Card Account-Opening Disclosures and Applications & Solicitations
  • Reg Z - Open-End Model Forms, ACH Rule Changes
  • FinCEN E-filing of SAR/CTR
  • CFPB Escrow Requirements under the Truth in Lending Act (Regulation Z)
  • CFPB Mortgage Loan Originator Compensation Rule
  • FTC - Final COPPA Rule
  • FinCEN Electronic Filing Required for FBAR Reports/Notices
  • Regulation E - International Remittances Final Rule

Who Should Attend:

These sessions will be geared toward managers of small credit unions, staff who supervise member service/new accounts, operations staff, compliance officers or those responsible for compliance in their credit unions.

Educational Investment:

This workshop is a dues supported event brought to you by your Kansas Credit Union Association. The educational investment is $15 per person and covers materials and refreshments.

 

]]> Thu, 20 Jun 2013 05:00:00 GMT GFE & HUD-1: Current Issues, Current Challenges Webinar http://www.kcua.coop/events/event_details.asp?id=310888 http://www.kcua.coop/events/event_details.asp?id=310888 Overview:
The Consumer Financial Protection Bureau (CFPB) has tentatively scheduled the integrated Early TIL/GFE and Final TIL/HUD for release in September 2013.  Unfortunately, the result of this delay means that financial institutions will have to live with the current Good Faith Estimate and HUD-1 disclosures for longer than originally anticipated.  From the time of issuance, you will have to wait a number of months for appropriate programming, meaning that the industry will have to continue the struggle with the existing forms well into 2014.  This webinar is designed to address the current issues that continue to challenge all of us.

Highlights:

  • The rules for the current forms"
  • Hot button” regulator issues regarding the GFE and HUD-1
  • Results of reviews and common issues
  • Form areas that pose the biggest risks for reimbursements
  • Review techniques that will be effective for the current forms

Who Should Attend?
This informative session would best suit consumer real estate lenders, loan processors, auditors, senior lenders, underwriters, and others who participate in the consumer real estate function.  Attendance verification for CE credits provided upon request.

About the Presenter: Bill Elliott, CRCM, Young & Associates, Inc.
Bill Elliott has over 30 years of banking experience.  As a senior compliance consultant and manager of the compliance division with Young & Associates, Inc., Bill works on a variety of compliance-related issues, including leading compliance seminars, conducting compliance reviews, conducting in-house training, and writing compliance articles and training materials.

Bill’s career includes 15 years as a compliance officer and CRA officer in a large community bank, as well as working at a large regional bank.  He has experience with consumer, commercial, and mortgage loans, and has managed a variety of bank departments, including loan review, consumer/commercial loan processing, mortgage loan processing, loan administration, credit administration, collections, and commercial loan workout.


Educational Investment:

Live Webinar Only Archive Only Live Webinar & Archive
Over $7 million


$159


$159


$179

$7 - 75 million


$139


$139


$159

Under $7 million


$79


$79


$79


Cancellation Policy: Sorry, no cancellations are allowed after connecting instructions and handout materials are distributed to registrants. Substitutions are welcomed and encouraged.

Please note: The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone.

  

]]> Tue, 25 Jun 2013 19:00:00 GMT Advertising Compliance: Web, Print, TV & Radio Webinar http://www.kcua.coop/events/event_details.asp?id=317253 http://www.kcua.coop/events/event_details.asp?id=317253 Overview:
What you don’t say can be a compliance violation!  What you do say can be a compliance violation!  Confusing?  Absolutely!  Whether it is print media, radio, TV, lobby posters, brochures, or the Internet, multiple regulations impact your credit union’s advertising.  You must be knowledgeable to avoid compliance pitfalls.  However, rules and regulations can be costly to implement and difficult to interpret.  This session covers the numerous rules and regulations that restrict advertising content and mandate specific disclosures, as well as the form and content of all types of advertising.  Risking noncompliance is not an option!  A single regulatory violation, or worse, a pattern of violations, can lead to regulatory fines and potential lawsuits.

Highlights:

  • Unfair, deceptive, and abusive advertising practices
  • Special rules for websites and mobile banking
  • Restrictions on use of email, fax, and telephone solicitations
  • Copyright and trademark infringement
  • Promotional contests and prizes
  • TAKE-AWAY TOOLKIT
    • Advertising compliance checklist to ensure you don’t forget an important requirement

Who Should Attend?
This informative session is designed for marketing personnel, compliance officers, legal officers, and managers. Attendance verification for CE credits provided upon request.

About the Presenter: Elizabeth Fast, JD, CPA, Spencer Fane Britt & Browne, LLP
Elizabeth Fast is a partner with Spencer Fane Britt & Browne LLP where she specializes in the representation of financial institutions.  Elizabeth is the head of the firm’s training division.  She received her law degree from the University of Kansas and her undergraduate degree from Pittsburg State University.  In addition, she has a Master of Business Administration degree and she is a Certified Public Accountant.  Before joining Spencer Fane, she was General Counsel, Senior Vice President, and Corporate Secretary of a $9 billion bank with more than 130 branches, where she managed all legal, regulatory, and compliance functions.  She is a member of the Missouri State Banking Board by appointment of the Governor.


Educational Investment:

Live Webinar Only Archive Only Live Webinar & Archive
Over $7 million


$159


$159


$179

$7 - 75 million


$139


$139


$159

Under $7 million


$79


$79


$79


Cancellation Policy: Sorry, no cancellations are allowed after connecting instructions and handout materials are distributed to registrants. Substitutions are welcomed and encouraged.

Please note: The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone.

  

]]> Thu, 27 Jun 2013 19:00:00 GMT Handling ACH Origination Exception Issues Webinar http://www.kcua.coop/events/event_details.asp?id=283396 http://www.kcua.coop/events/event_details.asp?id=283396 Overview:
ACH origination responsibilities don't stop once you receive the files from your originators and send them to the ACH Network.  You then have daily operational tasks, issues, and exceptions to address.  This webinar will review the most-common daily ODFI exception issues and errors and determine the appropriate course of action for each.  It will also address the advanced responsibilities of ACH origination by explaining how to develop effective daily ACH monitoring procedures and identify helpful tools to assist in the process.

Highlights:

  • Evaluate origination issues and errors, determining the appropriate courses of action for each
  • Key areas of ACH origination that need monitoring
  • Best practices intended to increase ACH Rules compliance and minimize potential risk and loss
  • TAKE-AWAY TOOLKIT
    • Electronic training log
    • Quiz you can administer to measure staff learning and a separate answer key

Who Should Attend:
This informative session is designed for ACH operations and audit/compliance staff. This course is eligible for 1.8 AAP credits.Attendance verification for CE credits provided upon request.

About the Presenter: Shelly Simpson, AAP, EPCOR
Shelly Simpson, AAP, joined EPCOR following an 11-year career with the Federal Reserve Bank of Kansas City.  As EPCOR’s Payments Education Assistant Director, she designs and conducts education programs in support of ACH, cards, and checks to over 2,300 financial institutions and corporate members.  Shelly presents at regional and national industry conferences as an ACH payments expert and received her Accredited ACH Professional designation in October 2006.  She has been an active member on several NACHA workgroups and committees, including the AAP Blue Ribbon Panel, and holds a Bachelor’s degree in Business Education.


Educational Investment:

Live Webinar Only Archive Only Live Webinar & Archive
Over $7 million


$159


$159


$179

$7 - 75 million


$139


$139


$159

Under $7 million


$79


$79


$79


Cancellation Policy: Sorry, no cancellations are allowed after connecting instructions and handout materials are distributed to registrants. Substitutions are welcomed and encouraged.

Please note: The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone.

  

]]> Tue, 9 Jul 2013 19:00:00 GMT Internet Fraud Claims: Who is Liable? Webinar http://www.kcua.coop/events/event_details.asp?id=283400 http://www.kcua.coop/events/event_details.asp?id=283400 Overview:
Internet fraud has grown tremendously and the losses are staggering.  Credit unions face huge liability risks for unauthorized withdrawals from deposit accounts if a cyber criminal obtains access to a member’s online security credentials.  UCC Article 4A permits the credit union to shift liability to the commercial member in certain situations, while Reg E provides more protection for the consumer member.  But in all situations, the law imposes a duty on the credit union to utilize commercially-reasonable security procedures.  This webinar will explain who is legally liable for various types of Internet fraud and what your credit union can do to guard against liability in both commercial and consumer situations.

Highlights:

  • Credit union liability under Reg E for consumer accounts
  • Credit union liability under UCC Article 4A for commercial accounts
  • What constitutes reasonable security procedures?
  • Special NACHA rules for ACH transactions
  • Review of FFIEC guidance Supplement to Authentication in an Internet Banking Environment
  • Important provisions to include in your contracts
  • TAKE-AWAY TOOLKIT
    • One way to guard against Internet fraud claims is to have a well-drafted contract.  You will receive a sample online contract that can be adapted for your credit union.
    • FFIEC guidance Supplement to Authentication in an Internet Banking Environment
    • Electronic training log
    • Quiz you can administer to measure staff learning and a separate answer key

Who Should Attend:
This informative session will be useful to deposit operations personnel and managers, member service representatives, compliance staff, technology personnel, fraud investigators, and auditors. Attendance verification for CE credits provided upon request.

About the Presenter: Elizabeth Fast, JD, CPA, Spencer Fane Britt & Browne, LLP
Elizabeth Fast is a partner with Spencer Fane Britt & Browne LLP where she specializes in the representation of financial institutions.  Elizabeth is the head of the firm’s training division.  She received her law degree from the University of Kansas and her undergraduate degree from Pittsburg State University.  In addition, she has a Master of Business Administration degree and she is a Certified Public Accountant.  Before joining Spencer Fane, she was General Counsel, Senior Vice President, and Corporate Secretary of a $9 billion bank with more than 130 branches, where she managed all legal, regulatory, and compliance functions.  She is a member of the Missouri State Banking Board by appointment of the Governor.


Educational Investment:

Live Webinar Only Archive Only Live Webinar & Archive
Over $7 million


$159


$159


$179

$7 - 75 million


$139


$139


$159

Under $7 million


$79


$79


$79


Cancellation Policy: Sorry, no cancellations are allowed after connecting instructions and handout materials are distributed to registrants. Substitutions are welcomed and encouraged.

Please note: The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone.

  

]]> Thu, 11 Jul 2013 19:00:00 GMT Compliance Rules All Staff Must Know: Red Flags for ID Theft, Bribery & Privacy Webinar http://www.kcua.coop/events/event_details.asp?id=283407 http://www.kcua.coop/events/event_details.asp?id=283407 Overview:
Perpetrators just keep getting smarter and craftier!  Red Flags for Identity Theft, the Bribery Act, and the Privacy Act require regular training for ALL employees.  Examiners report that they are not seeing sufficient training in these areas.  This session will cover the specific types of identity theft that staff may encounter – from lending to frontline to operations.  In addition, you’ll learn about bribery technical requirements that should be included in policies and procedures. The section on privacy will provide "common sense” information regarding everyday handling of consumer information.

The materials will include training tools and useful resources for monitoring and effectively managing compliance.  This session will cover these three areas in enough depth to fulfill training requirements and arm your staff with the necessary information to ensure successful regulator review.

Highlights:

  • Red Flags for Identity Theft:  What should different departments know?  What are indicators that a member’s identity may have been compromised?
  • Bank Bribery Act: Sample policy language (a code of conduct of sorts) to ensure strong policy
  • Privacy of consumer financial information sample policy language
  • TAKE-AWAY TOOLKIT
    • Cheat sheet of Bank Bribery Act major requirements to teach employees the rules
    • Cheat sheet of consumer privacy chief requirements
      • Handout will include policy language for both to help develop or strengthen policy

IMPORTANT TOOLS PROVIDED:
This training will include the following items so that you are able to provide solid documentation for examiners:

  • Letter of attendance certification with webinar outline
  • Electronic training log
  • Quiz you can administer to measure staff learning and a separate answer key

All registrants will receive the attendance certification and training log, regardless of whether they attend the live or archived version.

Who Should Attend:
This informative session is designed for all staff, especially compliance officers and auditors. Attendance verification for CE credits provided upon request.

About the Presenter: Ann Brode, Brode Consulting Services, Inc.
Ann Brode began her career in 1973 and has continued her service as a consultant to regional and community financial institutions through a wide range of areas including strategic planning, lending, deposits, marketing, training, compliance, and management.  Ann is a well-respected presenter and has spoken to audiences across the country for 25 years.  She has presented sessions for numerous state associations and has taught at the School of Banking Administration at the University of Wisconsin as well as many other state banking schools.  Ann is the author of The Bank Deposit Documentation Manual for Front-Line Personnel, published by Bankers Publishing Company, and is well represented in numerous industry publications.


Educational Investment:
Live Webinar Only Archive Only Live Webinar & Archive
Over $7 million


$159


$159


$179

$7 - 75 million


$139


$139


$159

Under $7 million


$79


$79


$79


Cancellation Policy: Sorry, no cancellations are allowed after connecting instructions and handout materials are distributed to registrants. Substitutions are welcomed and encouraged.

Please note: The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone.

  

]]> Tue, 23 Jul 2013 19:00:00 GMT Reg Z QuickBite http://www.kcua.coop/events/event_details.asp?id=283487 http://www.kcua.coop/events/event_details.asp?id=283487 Overview:
Regulation Z, the Truth in Lending Act, is one of the original compliance regulations and is still a point of scrutiny for Compliance Officers, Auditors and Examiners. In recent years there have been numerous changes to the regulations, including those recommended in the Dodd-Frank Wall Street Reform and Consumer Protection Act.  Presenter Steve Gibbs provides an overview and perspectives on the regulation including: 

Important Basics:

  • Disclosures
  • Open vs. Closed-End Lending - the debate continues
  • Advertising
  • Home Mortgage Transactions
  • Private Education Loans

CFPB Changes:

  • Recodification
  • Mortgage Servicing Proposal
  • Integrated Mortgage Disclosures
  • High-Cost Mortgage and Home Ownership Counseling
  • Amendments
  • Ability to Pay Requirements
  • Updates

Speaker: Steve Gibbs manages Shared Compliance Resources (SCR), a program he developed and began over 6 years ago to provide compliance consulting and support to credit unions in the form of a "time share” format.  SCR is a division of Credit Union Resources, Inc and the Texas Credit Union League (TCUL).  His career of over 30 years in the financial industry includes service with the Federal Reserve Bank of Dallas, the Federal Home Loan Bank of Dallas (Office of Thrift Supervision - "OTS”), and the Federal Deposit Insurance Corporation (FDIC), where he achieved professional designations and awards. Steve holds CUNA’s Credit Union Compliance Expert (CUCE) and Bank Secrecy Act Compliance Specialist (BSACS) certifications.  Prior to SCR, his positions at TCUL included Director of the Southwest CUNA Management School, Director of Information Central, and Lobbyist/Legislative Analyst.

Educational Investment:
Over $75 million  - $109 per telephone connection
$7-$75 million - $89 per telephone connection
Under $7 million -  $59 per telephone connection

Archive:
An audio archive is available at no additional charge and can be accessed for 60 days after the live session. Instructions on accessing the archive will be sent with your connecting instructions and confirmation.

Cancellation Policy:
Sorry, no cancellations are allowed after connecting instructions and handout materials have been sent to registrants. Substitutions are welcomed and encouraged.

 

]]> Wed, 24 Jul 2013 15:00:00 GMT Complying with the Final 1073 International Remittance Rule Webinar http://www.kcua.coop/events/event_details.asp?id=320693 http://www.kcua.coop/events/event_details.asp?id=320693 Overview:
The rule is now final!  As of October 28, 2013, all financial institutions will be impacted by the new CFPB 1073 international remittance rule (Subpart B to Regulation E).  This subpart was established to protect consumers who initiate cross border money transfers, including wires, ACH (IAT), online bill pay, certain prepaid card loads, and sweep accounts.

Don’t let these changes put your financial institution at risk.  Join us to learn about the recent amendments and their impact.  All elements of the rule will be reviewed, including key requirements, practical considerations, and preparation steps you can take to comply.

Highlights:

  • The Remittance Transfer Rule, new proposed amendments, and expected effective date
  • What qualifies as a Remittance Transfer, Sender, Recipient, and "Normal Course of Business"
  • Disclosure requirements for prepayment, receipt, and foreign languages
  • Accuracy requirements, exemptions, sender cancellation rights, and error resolution
  • Preparation steps: developing policies, assessments, and determining responsibility
  • TAKE-AWAY TOOLKIT
    • Sample disclosures
    • Electronic training log
    • Quiz you can administer to measure staff learning and a separate answer key

Who Should Attend:
This informative session is designed for ACH operation staff, branch personnel, compliance officers, and AAP candidates. This course is eligible for 1.8 AAP credits.Attendance verification for CE credits provided upon request.

About the Presenter - Luann S. Kohlmann, AAP, NCP, WACHA
Luann serves as the Vice President of WACHA (The Premier Payments Resource), headquartered in Wisconsin.  After many years in the financial industry Luann joined the WACHA team in 2003.  She is responsible for development and execution of association member programs, including education, conferences, and publications.  She also conducts ACH audits and risk assessments.  Luann has spoken nationwide, including NACHA’s Electronic Payments Conferences, and is very active in national councils and committees.  She has been an Accredited ACH Professional since 2002 and became a National Check Professional in 2011.


Educational Investment:

Live Webinar Only Archive Only Live Webinar & Archive
Over $7 million


$159


$159


$179

$7 - 75 million


$139


$139


$159

Under $7 million


$79


$79


$79


Cancellation Policy: Sorry, no cancellations are allowed after connecting instructions and handout materials are distributed to registrants. Substitutions are welcomed and encouraged.

Please note: The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone.

  

]]> Wed, 31 Jul 2013 19:00:00 GMT Electronic Compliance: Tools, Policies & Best Practices for Email, etc. Webinar http://www.kcua.coop/events/event_details.asp?id=283500 http://www.kcua.coop/events/event_details.asp?id=283500 Check back for more details coming soon!


Educational Investment:

Live Webinar Only Archive Only Live Webinar & Archive
Over $7 million


$159


$159


$179

$7 - 75 million


$139


$139


$159

Under $7 million


$79


$79


$79


Cancellation Policy: Sorry, no cancellations are allowed after connecting instructions and handout materials are distributed to registrants. Substitutions are welcomed and encouraged.

Please note: The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone.

  

]]> Tue, 13 Aug 2013 19:00:00 GMT The Effect of NCUA's New Fair Lending Exam Procedures on Underwriting...Webinar http://www.kcua.coop/events/event_details.asp?id=310895 http://www.kcua.coop/events/event_details.asp?id=310895 Check back for more details coming soon!


Educational Investment:

Live Webinar Only Archive Only Live Webinar & Archive
Over $7 million


$159


$159


$179

$7 - 75 million


$139


$139


$159

Under $7 million


$79


$79


$79


Cancellation Policy: Sorry, no cancellations are allowed after connecting instructions and handout materials are distributed to registrants. Substitutions are welcomed and encouraged.

Please note: The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone.

  

]]> Thu, 22 Aug 2013 19:00:00 GMT