An overwhelming volume of new mortgage rules will become effective in January 2014. The new mortgage rules have been bombarding us for over two years now, and they have changed since their initial proposal. Are you up-to-date on the new rules? This webinar will identify the areas of your financial institution that may be affected, highlight available exceptions, and explain the most important aspects of the rules.
- Amendments to mortgage loan originator compensation rules under Regulation Z
- Ability to repay and qualified mortgage standards under the Truth in Lending Act
- Homeownership counseling requirements
- Appraisals for higher-priced mortgage loans
- Disclosure and delivery requirements for copies of appraisals and other written valuations under the Equal Credit Opportunity Act
- 2013 HOEPA rule
- TAKE-AWAY TOOLKIT
- CFPB Readiness Guide
- CFPB Small Creditor Qualified Mortgage Quick Reference Flowchart
- Employee training log
- Quiz you can administer to measure staff learning and a separate answer key
Who Should Attend:
This informative session will benefit all mortgage loan officers, credit personnel, compliance staff, managers, auditors, and attorneys.
Attendance verification for CE credits provided upon request.
ABOUT THE PRESENTER – Stephanie Kalahurka, Spencer Fane Britt & Browne LLP
The sole focus of Stephanie’s legal practice is the corporate and regulatory representation of financial institutions and financial service businesses. She has represented numerous public and private financial institutions in connection with mergers and acquisitions, regulatory issues, corporate governance, and capital securities matters. Stephanie formerly served as a bank examiner for the Texas Department of Banking. She has numerous publications on matters affecting the financial services industry and has served as an editor for The Banking Law Journal.
Lending Council members receive a 10% discount
|Over $75 million
|$7 - 75 million
|Under $7 million
Scholarships are available for all KCUA education events. Scholarships pay 100% of registration fee for credit unions under $7M, 50% for credit unions between $7-$75M and 25% for credit unions over $75M.
Cancellation Policy: Sorry, no cancellations are allowed after connecting instructions and handout materials are distributed to registrants. Substitutions are welcomed and encouraged.
Please note: The live webinar option allows you to have one telephone connection for the audio portion and one Internet connection (from a single computer terminal) to view online visuals as the presentation is delivered. You may have as many people as you like listen from your office speaker phone.