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CO-OP Financial Services
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CO-OP Financial Services, the organization created by credit unions, for credit unions, has established a reputation as a prime source for highly integrated, best-in-class solutions that meet these increasingly demanding requirements.

CO-OP’s portfolio allows credit unions of any size to be there for members whenever, wherever and however they’re needed. CO-OP solutions empower credit unions to successfully compete with big banks, by choosing precisely the answers they need to be more of what their members really want.


CO-OP makes it simple for any credit union to offer coast-to-coast access with no additional brick-and-mortar investment.

CO-OP’s ATM network offers nearly 30,000 surcharge-free locations nationwide, including popular retailers such as 7-Eleven® and Walgreen’s. So members can easily access their accounts when they’re across town, shopping, on vacation or away on business.

CO-OP Shared Branching

Retain your increasingly busy current members, and attract new ones, by offering the convenience of widespread branch access and greater person-to-person contact provided by CO-OP Shared Branching, in partnership with Shared Financial Solutions.

Extend your reach to more than 5,000 nationwide branch locations and 2,000 kiosks, near work, home, shopping and travel locations.

CO-OP Shared Branching provides:

  • Ability to make deposits, withdrawals, transfers, account inquiries and other transactions at locations convenient to your members.

  • Access to accounts even when members move, are on vacation or are out of town in an emergency.

  • Growth potential through the deeper, more loyal relationships with your most valuable members that make households with shared branching 12 times more profitable than those without.

  • Continuing innovation to give your members the leading-edge convenience they expect.

CO-OP Shared Branching capabilities include:

  • Locator Services that make shared branching locations as easy to find as you are.

  • Credit Union Recovery (CURe) that protects your ability to serve your members when disaster strikes.

  • Secret Shopper Program to ensure shared branches everywhere share your high standards of service.

  • Professional Marketing Support provided by CO-OP to build awareness of your expanded capabilities.

This video created by the Missouri Credit Union Association shows how CO-OP Shared Branching works.

Through the partnership of SFS and CO-OP Shared Branching, the ability to provide members with the fourth largest branch network in the country is easier than you think. Contact Tammy Wendland at or 800.362.2076 to find out more today.